Introduction

Hello from Goldheart Bullion!

With this Gold Savings Account we want to bring gold into the 21st century by making it affordable, easy and transparent to buy, own and sell gold from your phone.

Gold has proven to be a fantastic wealth protection asset gaining on average ~8% per year since 1970. Especially in times of uncertainty, gold shields you from high volatility and the effects of systemic crisis.

This tour gives you a brief overview about how the Gold Savings Account works.


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Buying & selling

Whenever you think the price is right, hit buy or sell in your Gold Savings Account and we will lock in the current gold price for 30 seconds for you to decide.

Buying and selling is available 24/7 with our 2% premium and spread being among the lowest in the industry.

Please note: Any free gold reward that is granted to you is locked until you have added at least 5 grams of gold to your account since it was credited to you.


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Buy and sell limits

With the Gold Savings Account we made it easy to buy and sell as little as 0.01 grams (Currently worth SGD 0.86) and a maximum of SGD 200,000 worth of gold per day (Currently 0 grams). Buying with your existing cash balance or credit card is instantaneous.

Please note: We offer gold purchases without prior cash deposit of up to SGD 20,000 and allow you to settle the outstanding amount within 10 minutes via credit card.


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Holding gold in your account

Your gold holding is stored safely in our vaults and is fully insured.

We charge an annual 0.35% storage fee on your gold holding for this service. This is calculated daily based on the closing spot price and charged monthly with a minimum annual charge of 0.1 grams.

Please note: All oustanding storage fees are due whenever you sell gold or at the first of every calendar month and will automatically be deducted from your gold holding.


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Redeeming physical gold

You can redeem your Gold Savings Account balance anytime in our Goldheart Bullion Online Shop for any available product plus its retail premiums and pick it up in our store at Plaza Singapura.

With all Gold Saving Accounts being fully backed by fine gold, you can be sure we always have enough gold to facilitate your redemption request for available gold bar sizes from on 2 grams.
Explore our gold backing


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Withdrawing cash

We allow withdrawals of up to SGD 20,000 within 5 days to your bank account on file with us.

For higher withdrawal limits or to change your bank account information on file, please contact us as there are additional identity verification requirements we have to comply with.


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Enjoy the peace of mind

We created the Gold Savings Account to be the easiest, most affordable and most transparent way to protect your savings with gold that we could imagine.

We hope you will agree.

Start saving smart and enjoy 100mg of FREE gold with your new Gold Savings Account.