Pricing - S.T.A.R. Grams Savings Account

Pricing & limits

S.T.A.R. Grams was built to be transparent, affordable and easy to use, with no hidden fees. When compared to most traditional forms of bullion investing, S.T.A.R. Grams offers the best value in terms of convenience, cost, and security for its users.

Fees

	Gold	Platinum	Silver
Buy premium	-%	-%	-%
Sell premium	-%	-%	-%
The difference between buy and sell premiums is your effective spread. *This spread is applicable only to transactions done in USD and SGD, other currencies may vary due to forex charges and fluctuations.
Annual storage fee	0.35%	0.35%	0.7%
Calculated daily based on your average daily holdings against the closing spot price. Charged on sale or monthly to your balance if the total accumulated storage fees are greater or equal to the minimum storage fee.
Minimum annual storage fee	0.1g	0.1g	10g
Due every account opening anniversary
PayNow/Domestic bank transfer fee			0%
International wire fee			0%
Please note: There might be FX or transfer fees levied by the banks facilitating the transfer that can impact the total amount we receive.
Credit card fee	SGD 3.5% USD 4.5%
Credit card payments are only accepted in Singapore Dollars (SGD) and US Dollars (USD)	SGD 3.5% USD 4.5%

Buy/Sell Limits

	Gold	Platinum	Silver
Minimum purchase/sale	0.01g	0.01g	10g
Maximum daily purchase/sale	SGD 200,000
Maximum unfunded purchase	SGD 20,000
Unfunded transactions have to be fully paid up within 48 hours of purchase to avoid penalty charges. More information

Deposit/Withdrawal Limits

Minimum deposit	SGD 0.01
Maximum deposit & withdrawal	SGD 999,999.99
Minimum withdrawal	SGD 10
Initial account balance limit	SGD 20,000
All accounts begin as limited accounts. The limit will be removed once your account information and submitted documentation has been verified.

Redemption

You can redeem your holdings for Silver Bullion's best-tier pricing, on all physical products in our Bullion Shop in Singapore

Make sure to have enough S.T.A.R. Grams in your S.T.A.R. Grams Savings Account to cover the weight of the physical product multiplied by its fineness and its current premium.

As an example, to redeem a 1 kg Heraeus gold bar with a 2% premium you'll need:

1000.00 * 1.02 = 1020.00 grams

Truly secure your wealth
for generations.

and protect yourself from inflation